Strategic regulatory

The European regulatory environment is entering a decisive phase. Through the EU Competitiveness Compass, regulators are setting a clear direction: simpler, more coherent regulation, reduced national gold‑plating and a renewed focus on mobilising capital toward growth, innovation and Europe’s strategic priorities. This evolution marks a shift in mindset. Regulation is no longer about accumulation, but about balance—maintaining resilience while enabling institutions to compete, scale and invest with confidence across the Single Market.

For banks, insurers and asset managers, this moment creates a powerful opportunity to rethink how regulation is embedded within their organisation. After years of adapting to continuously expanding requirements, firms can now reassess governance models, decision‑making structures and compliance operating models to ensure they are fit for the future—efficient, proportionate and aligned with business strategy, while remaining fully compliant.

Our Regulatory, Risk and Compliance team is uniquely positioned to support executive leadership through these strategic reflections: from regulatory assessments and scenario analysis to the redesign of frameworks and target operating models that strengthen both control and agility. Where ambitions go beyond compliance, we seamlessly integrate PwC expertise across consulting, operations, technology and M&A to help clients shape resilient organisations that are ready to grow and lead in a regulated European market.